The Motability Scheme helps disabled people across the UK stay independent by turning their benefit allowance into a lease for a mobility scooter, powerchair, or car.
It’s a simple idea that’s helped millions stay mobile and could help you too, with TGA offering a wide range of mobility scooters and powered wheelchairs that qualify for the scheme.
If you’re wondering how Motability works, who can apply, and what kind of mobility vehicle you can get, this straightforward guide will answer all your questions.
What is the Motability Scheme?
The Motability Scheme is a government-supported leasing programme that lets people use their mobility allowance to get a brand-new vehicle, usually a car, mobility scooter, or powered wheelchair.
If you’re eligible, your payments go straight from your Disability Living Allowance (DLA) or Personal Independence Payment (PIP) to Motability. In return, you get:
- A brand-new TGA mobility scooter or powerchair every three years
- Full insurance
- Breakdown cover
- Repairs, servicing, and replacement tyres or batteries
You don’t need to worry about credit checks or upfront costs as everything’s included in your lease.
All you need to do is charge up your scooter or powerchair and head into town to meet some friends, visit the garden centre, or perhaps take the dog out for a walk in the countryside. It’s totally up to you.
Who Can Qualify for the Motability Scheme?
To lease a Motability car, scooter or wheelchair through the scheme, you need to be receiving one of the following allowances:
- Higher Rate Mobility Component of DLA
- Enhanced Rate of the Mobility Component of PIP
- War Pensioners’ Mobility Supplement (WPMS)
- Armed Forces Independence Payment (AFIP)
And crucially, you’ll need at least 12 months left on your award when you apply.
It doesn’t matter how old you are – children, adults, and pensioners across the UK can all apply if they receive the right allowance.
In Northern Ireland, the same rules apply, and Motability support is available throughout the country.
What You Get with a TGA Vehicle Through Motability
When you choose a TGA scooter or powerchair through the Motability Scheme, you’re not just leasing a product – you’re also getting the benefit of our 30 years’ industry experience to enhance your freedom.
Here’s what’s included:
- A brand new mobility scooter or powered wheelchair
- Insurance for any damage to you, other people, or property
- 24/7 breakdown assistance from Motability Assist
- Servicing and maintenance, including collection from your home
- Tyre and battery replacements
- UK-based Motability customer service team
On top of all this, every three years you can pick a new model. You don’t need to handle the admin or worry about repairs; it’s all part of the deal.
Vehicles Available Through the Motability Scheme
TGA offers a wide range of products you can lease through the Motability scheme, including:
- Folding scooters that fit in your car boot (for day trips)
- 3-wheel and 4-wheel scooters for everyday use (for shopping in town)
- Off-road scooters for long-range all-terrain comfort (for countryside adventures)
- Lightweight powerchairs for indoor or outdoor use (for pottering at home or locally)
- Wheelchair Accessible Vehicles (WAVs) through specialist partners (to venture even further afield)
If you need a scooter or powerchair with a specific adaptation, just talk to our team. We offer a full assessment to match your needs with the right model, and we’ll also help you find accessories to fit your lifestyle.
Some adaptations might not be covered under the terms of your lease, but we can guide you through what’s available and what might cost extra.
Ready To See What We Have Available?
- Click this link to view our range of Motability eligible scooters
- Visit this page to see our qualifying range of powerchairs
Cost, Allowance and What’s Included
Motability payments are taken straight from your DWP benefit. This means no direct debits or setting up standing orders.
Most TGA scooters and powerchairs cost less than your full weekly allowance, so there’s often no need to top it up.
What’s included in the lease:
- The full vehicle
- All insurance and servicing
- Repairs and breakdown support
- Battery and tyre replacement
- Help with any faults or damage
You usually get up to 20,000 miles a year if you’re leasing a car, and there are no mileage limits on scooters or powerchairs, promising you complete freedom and independence.
So what are your plans? Explore the coast with your family, ride into town for a cinema visit with friends, or walk your four legged friend around the park? The choice is yours.
How to Get Started with Motability at TGA
At TGA, our friendly specialists make it easy to join the Motability scheme and get moving.
- Step 1: Contact us for a chat on 0800 107 5349 – we’ll ask about your mobility needs
- Step 2: We arrange a home visit or assessment at either our Suffolk or Surrey showrooms
- Step 3: Choose your vehicle – we’ll help you find the right one to fit your needs
- Step 4: We sort out the paperwork – no stress or pressure for you
We’ve got experienced assessors working across the UK, and we will never recommend a product that doesn’t suit your lifestyle or comfort requirements.
What’s New for the Motability Scheme in 2025?
The core structure of the Motability scheme will stay the same throughout 2025, with the same eligibility criteria and application process.
However, some small things are being updated:
- More electric models and chargepoints are now available across the UK
- Wider range of vehicles available, especially for people under 21
- Improved support for adaptations and more advice centres
- Decision letters and lease agreements are being simplified
Motability is still funded through your benefit payments, and the government continues to back it. If there’s a major policy shift, we’ll keep you updated.
Motability FAQs
Do I own the scooter or vehicle at the end of the lease?
No. You return the vehicle and can apply for a new one. The scheme includes a new product every three years.
What if I stop receiving benefits?
You’ll need to return the vehicle. But there’s a grace period, and the Motability team will talk you through it.
Can I add accessories or adaptations?
Yes, although some may cost extra. We’ll let you know what’s included and what’s not.
Can someone else drive my Motability vehicle?
Yes. If you’re leasing a car, you can nominate up to two drivers. They don’t have to live with you, but there are some age rules.
Are scooters and powered wheelchairs insured for theft or damage?
Yes. All models come with insurance that covers you, others, and any potential damage.
The Motability Scheme Can Help You Stay Independent
As we’ve highlighted, the Motability Scheme is a lifeline for thousands of people across the UK who rely on mobility scooters, cars, or powerchairs to live independently.
It’s built to be simple, stress-free, and supportive, and at TGA, we’ve crafted our service around that same idea. So whether you’re just looking or ready to order, we’re here to help every step of the way.
Seen a scooter or powerchair you like the look of? Imagine yourself taking it out down the old railway line, or popping to the shops for some essentials? Sounds like you’re ready to get going.
Call us now on 0800 107 5349 to discuss your options with our friendly team. If you’re eligible, you could soon be using your allowance to lease a brand-new TGA mobility scooter or powered wheelchair through the Motability Scheme.
Your newfound freedom awaits.
